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INSURANCE PROTECTION YOU CAN AFFORD
Monday 13th February 2012

Cruising the pristine waters of the Caribbean provides a tranquility that is second to none.  However within these same pristine waters lurk risks and various perils that can quickly rob us of that tranquility. Why let the possibility of some occurrence rob you of your peace of mind when you can have sound insurance protection?

United Insurance Company Limited has considered the risks you face and offer insurance protection through their Yacht & Pleasure Craft Insurance Policy. This policy is particularly suited for boat owners cruising in the Caribbean and provides coverage against all risks of accidental direct physical loss or damage to vessels, their equipment and personal effects of the owner whilst vessels are afloat, ashore or being transported on land. 

OK! OK! Let me break that down for you:  The mast did WHAT? … break!  You didn’t see that reef? What about a mysterious fire?  Taking on water, need a bucket?  Has anyone seen my dinghy?  These scenarios are all too familiar and ARE covered by our policy.

The Caribbean is in the direct path of many storms and major hurricanes. This of course leads to an increased risk of loss or damage to vessels during the months of June to November. Many have found it difficult and/or expensive to get insurance coverage, but there is good news. United offers affordable, full named storm coverage all year round.  Coverage during this period is afforded to vessels that are on dry dock/land, secured in the mangroves or remain afloat securely moored in a safe harbour.

As all boat owners know incidents or accidents may result in liabilities. Whether its damage to someone’s vessel or that unfortunate injury to an individual, our obligation is to pay any sum which you are legally liable to pay, as a result of the accident, up to the limit of liability on your policy.

With the recent economic crisis worldwide, many have been uncertain which financial institutions can be trusted. Further peace of mind comes with knowing your insurance company has the financial strength to be able to pay your claims.

United Insurance Company Ltd. is a regional company with its Head Office in Bridgetown, Barbados and agencies throughout the Caribbean. “United” has a rating of A- (Excellent) from the international rating agency A.M. Best Company indicating that they have the financial strength to meet ALL its liabilities.

Anjo Insurances, representing United Insurance Company here in Antigua, has been providing first class insurance service to the public for the past 80 years. We pride ourselves in providing very affordable insurance premiums, superior insurance protection and prompt claims settlement.

So you can enjoy the tranquility of the pristine waters of the Caribbean and have peace of mind knowing that you are in Safe hands with United.

Remember:  “Having Good Insurance Pays, Seriously”.

Article courtesy of Anjo Insurances.


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NAME: John Hall
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